Chapter 9: Liability Insurance Issues for Fraternal Organizations

Document Type

Book Chapter

Publication Date

2024

Editor(s)

Gregory S. Parks

ISBN

978-1-5310-2625-7

Publisher

Carolina Academic Press

Language

en-US

Abstract

Chapter 9 Liability Insurance Issues for Fraternal Organizations 197

I. Introduction to Fraternal Organization Insurance Liability Issues 197
II. The Conventional Rules of Insurance Contract Interpretation 202
III. Agency Theory — Actual Versus Apparent Authority and the Torts Lens 207
IV. The Fraternal Organization Insurance Contract as a Tool of Social Policy — Moral Hazard 210

V. Other Sources of Insurance Coverage — University Liability and Parents’ Homeowners policies 214

  • a. University/College Liability 214
  • b. Homeowners’ Liability 217

VI. A Word on Criminal Liability 220
VII. Conclusion 222

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